Auto Insurance  for
Cars, Trucks & Vehicles

What is the right coverage for my vehicle?

Knowing the correct type of coverage for your particular vehicles can be confusing. Your cars and trucks can be some of your most significant investments aside from your home, and we'll make sure to explain all the options so you have the protection you need at a price you can afford.

How will your policy protect my car or truck?

Not all car insurance is the same. Some insurance policies will only meet the state minimum requirements, so your auto insurance will only cover the damage you cause but not damage done to your vehicle. Ohio is not a no-fault state. No-Fault means that a driver who is at fault for an accident will likely be financially responsible. They will need to use their insurance coverage to pay for damages other parties suffer in the collision. 

Other policies go a step further to protect your car or truck if it is damaged or destroyed by fire or an accident that doesn't involve another vehicle. You may also be interested in getting coverage to protect your car if an uninsured driver damages it.

Will my Insurance cover Medical Bills?

The law usually states that auto insurance policies must cover some medical bills resulting from a car accident. 

All this can be very daunting information, and why it is essential to have an expert, experienced agent to review all the options and help you choose the right ones. 

When reviewing your Auto insurance options consider the following coverage choices.

Bodily Injury Liability Coverage

Physical Damage Coverage

Medical Payments Coverage

Rental Coverage / Loss of Use

Uninsured/ Underinsured Motorist Damage Coverage

Property Damage Coverage