Homeowners Quality Protection
Ralph Lucarielli • March 17, 2023
Home Insurance Coverage & Discounts
The Western Reserve Group offers competitively priced homeowners insurance to meet our customers' needs. It is one choice of our many providers. Give us a call to find the best home owners insurance policy for your home.
Policies include the following coverages:
- Dwelling Coverage
- Coverage for "Other Structures"
- Contents Coverage
- Loss of Use
- Personal Liability
- Medical Expenses for others
Listed below are some Optional Coverages for a nominal charge:
- Assisted Living Care
- Earthquake
- Home Business
- Homeowner Equipment Breakdown
- Other Member of your Household
- Personal Cyber and Identity Fraud Coverage
- Personal Injury
- Personal Property Replacement
- Refrigerated Property
- Scheduled Personal Property
- Service Line
- Special Computer
- Water Backup and Sump Discharge or Overflow
- Watercrafat
Customers may qualify for the following discounts:
- Advance Quote
- Automatic Backup Generator
- Multi-Policy
- New Home
- Protective Device (Fire and or Burglar)
- Mortgage Free
The Western Reserve also offers coverage for condominium owners and renters.
Call us for Western Reserve Group for personal, farm, and commercial insurance products.
Ohio and Pa rank mid to low for insurance costs for high-risk drivers, and it is affordable for most drivers. if you have a DUI or OVI, check out our low-cost insurance.
Ohio Based insurance Expanding
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Things to Consider When Determining Coverage
Your Dwelling
Other Structures
Personal Property
Loss Of use
Personal Liability
Medical Payments
There are many kinds of business insurance we can provide:
General Liability - Small business liability insurance will protect your business from any claims that might come against it.
Professional Liability - Professional indemnity, errors, and omissions, or malpractice insurance, protects professional service providers against civil lawsuits.
Commercial Automobile Insurance - is essential for businesses to cover first-party and third-party damages. Most states require companies to have commercial auto insurance if vehicles are used for business purposes.
Property Insurance - Commercial property will protect your commercial property, including buildings, equipment, inventory, and all other physical assets of a business.
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